How to Compare Asset-Backed Loan Offers
Step-by-step walkthrough to evaluate lenders, LTVs, and redemption terms.
Read guide →Borrow Against Assets — Without Surprises
Clear guides and calculators for asset‑backed lending — from LTV and haircuts to custody, documentation, and total cost. Use our step‑by‑step playbooks to compare offers and avoid junk fees.
Why LoanMyAssets
Transparent Lending Guides
Step‑by‑step checklists, examples, and timelines. We make assumptions explicit so decisions are repeatable.
Data‑Driven Tools
Built‑in calculators for LTV, break‑even APR, and risk buffers — with real‑world scenarios you can tweak.
Investor Trust & Compliance
Reviewed sources, labeled “Sponsored” links, and a consent‑aware ad layout for clarity and compliance.
Popular Money Pages
Borrow Against Your Assets — Transparent, Fast, Responsible
LoanMyAssets is an educational resource that explains asset‑backed lending in clear language. If you are considering pledging gold, vehicles, real estate, invoices, or other valuables as collateral, this site helps you understand the true cost of credit, the risks, and how to compare offers safely.
How Asset‑Backed Loans Work
In an asset‑backed loan, the lender advances money against the value of collateral. The maximum amount is often determined by a loan‑to‑value (LTV) percentage. For example, if collateral is worth €10,000 and the lender offers a 60% LTV, the gross loan amount would be €6,000. From this, lenders may deduct fees such as appraisal, storage, insurance, and origination. Understanding the effective APR including all fees—not only the nominal rate—is essential for informed decisions.
What Makes LoanMyAssets Useful
- Plain‑English guides to LTV, risk bands, and collateral haircuts.
- Ready‑to‑use checklists before you sign a contract: fees, redemption terms, storage, and legal title.
- Comparison logic and red‑flag hints to help you spot predatory terms.
- Independent, ad‑policy‑compliant articles—no pop‑ups, no misleading claims.
Start With These Guides
We recommend beginning with these deep‑dive articles:
- How to Compare Asset‑Backed Loan Offers (Step‑by‑Step)
- LTV Bands & Risk Buffers Explained
- Legal Checklist: Title, Filing, and Perfection
Responsible Borrowing
Borrowing against assets can be helpful in the short term, but it carries consequences if markets move or if repayment is delayed. Always compare at least three written offers, calculate your break‑even point, and keep a written repayment plan. If in doubt, seek independent advice. Our content is for education only and does not replace professional financial counsel.
About the Project
LoanMyAssets is built by Aydın Aslan as a practical, no‑nonsense handbook for people navigating collateralized credit. The site is continually improved—this page was updated on 2025-10-21. For contact details, see the Contact page, and review our Privacy Policy and Terms.
Featured Guides
LTV Bands & Risk Buffers Explained
Understand how loan-to-value ratios adjust to market volatility.
Read guide →Legal Checklist: Title, Filing, Perfection
Protect ownership rights when pledging collateral.
Read guide →Pricing, Fees & Effective APR
Calculate the real cost beyond nominal interest rates and fees.
Read guide →Custody & Legal Framework
Why secure custody and a clear legal framework matter for both parties.
Read guide →Responsible Borrowing
Best practices before pledging assets for credit, plus planning tips.
Read guide →Updated regularly — educational content only. Last update: 2025-10-21